I've been working very hard on my credit for the last 4 years. I desperately need to get my family out of the tiny trailer rental we have been in, and into a home. It is my ultimate dream. Most of you have read my previous posts, and are aware of my struggles and achievements. 2 months ago I was pre-approved for an FHA home loan, with a credit score of 620. After a lot of searching, 2 offers being turned down, I have found an amazing home! I put an offer on it, and THEY ACCEPTED! My closing date is September 29th. But... I just checked my credit score out and it has dropped down to 610 I am heart broken, as I thought the minimum was 620. My credit report is sparkling clean - no collections, no late payments, NOTHING. My credit card had a high utilization % so it dropped my score. I have contacted both my realtor and my lender. My realtor found several online articles that said there is no minimum credit score requirement for FHA. My lender was very vague and just stated to make an appointment to see her and finish applying for my home loan. Does anyone out there know if there is a minimum credit score requirement? After all the work I have done - I would hate to lose this house. Thoughts? Thanks in advance.